Tag Archives: recession

Dear Arnold…

Dear Gov. Arnold,Saint Arnold's Brewery

I have a business proposition for you. You see, it’s come to my attention that California is 24 billion dollars in debt and suffering badly. I have debt on my ledger too, and I know how painful it is to be short of money, especially for needed services. It also came to my attention that you are planning on handing out IOUs to your suppliers and vendors, students, and some needy individuals and social service programs.  I feel really bad, you know, because I was born in California and I want to help you guys out.  At any rate, I think it’s a brilliant plan and you are on the right track, especially as banks in the state are on board to take those IOUs as payment, like real dollars from what I hear. I just think you haven’t taken this idea far enough. That’s why this business proposition occurred to me. We can help each other. You see you’ve solved the problem that’s been plaguing me since this recession started. I can’t pay off my debts in full and now some of my debt, in credit cards, is at 30% even though I wasn’t late when they hiked the rates. But, that’s neither here nor there. The point is, we both have a golden opportunity now to get America back on track.

Here is what I propose:

Instead of cutting back on purchases, you go whole hog on buying up everyone’s debt around the country that has exorbitant interest rates tacked onto it that in any other day and age would be called “malicious usury.” I mean, really, what’s a few more billions when you’re already 24 billion in the hole, right? That’s right, anyone and everyone who has a predatory lender on their tail – you promise to buy their debt. In exchange, for that service, we will pay you instead of the bank at the maximum rate that you have set for your IOUS: 5%. Then, you turn around and buy out the debt contract from the bank using IOUs, transferring their monthly income to your balance sheet, with no appreciable cost to implement. It’s a win-win-win. You get instant income of millions (maybe even billions) of dollars EVERY MONTH for many months – from outside the state, all over the United States, in fact! You’ll be inundated with grateful debtors and might even be canonized as Saint Arnold by the Catholic Church (okay, maybe not!).  We get a simple interest rate that allows us to pay back our debts while still making a living wage. The banks get their money in IOUs and balance their ledgers, and there are no extra expenses on your balance sheet until October! America is saved!

Please let me know if this is a reasonable proposition and at what time we can go ahead and get this show on the road!




Are You Organically Wealthy?

"Expresso"This question doesn’t require a look at your recent bank account statements, instead it takes a bit of introspection. Organic wealth is more about community and self-sufficiency than it is about dollar signs. It’s about what you value and whether you are appreciating the value of your life. It is about learning how to feed yourself first with values that promote well-being and life happiness, and having gratitude for each experience. It is about taking life as it is, no added fertilizers, no harmful pesticides, and just seeing all natural goodness, no matter what happens.

The Top Wants In Life

Most people in the United States are exorbitantly wealthy, whether they make a low income or a high one. It is far easier to cultivate organic wealth in the United States than elsewhere because we’ve met many of the subsistence values that other countries still struggle to meet economically. Life is so abundant that few people notice it, until they visit a different country and realize what they have. Many countries struggle simply to provide these subsistence values to their citizens: shelter, food, and water. To progress out of subsistence, one needs energy and education to create industry. Those can also be in short supply in many places, yet the ability to get an education or create your own business is a pillar of our society. After our basic needs, the top wants in life are: money, relationships, and a sense of accomplishment (work/career).  Yet, money, in and of itself, is not the only variable that determines how wealthy you assess yourself. Having the basics of life and the opportunity to create money, relationships, and industry (a condition that most Americans enjoy) is having way more than most in this world. Yet, we don’t understand how rich we are because we haven’t experienced different.

Learn To Appreciate Your Organic Wealth

It’s only when people get sick, that they realize that they had much when they were convinced they were poor. The body image in health mirrors our organic wealth, through imbalances in the ability to house, feed, or nurture the soul. Diseases are often “gifts” to people to help them to relearn how to balance their internal compass of physical, emotional, and mental wealth. It helps the person who is sick to begin appreciating what they have lost, and that resets the internal compass in the right direction. Once they see that they really had the basics they needed to be happy, it can be a great motivator to return to that physical state and make the most of it from now on. It’s when our life values are not the ones that we are seeking to fulfill that a feeling of poverty creeps in and immense dissatisfaction with life, and a potential for disease enters. Yet someone in the same position might see you as being immensely blessed to live your life if it were them. Learn to value what you have and you are organically wealthy, no matter what circumstances you find yourself in. There is always something to appreciate in life, no matter how small. Once you cultivate that deep appreciation and gratitude with life, you will generate more and more of what you want through the power of like attracts like. You will be a producer of value, not an exploiter. You will appreciate things and nurture them into creating more value for others because you are so wealthy it only makes sense to share with others.  You will be rich, born into a birthright of organic wealth and happiness. You will feed yourself, and you will feed others too, creating huge value that eventually gets reflected in all areas of life.