Tag Archives: money

Me Money To We Money: Why I Wrote It

Me Money To We MoneyEvery writer dreams of being published, but sometime that’s not the primary motive for writing a book. That was the case with me. Fundamentally, I didn’t write the book, the book wrote me. It crept into every pore of my skin, and insinuated itself in every facet of my waking life, and, even my dreams. The book demanded to be written, and that’s the simple truth.

It Has A Message We Need To Hear

In this time of financial catastrophe, and an uncertain future, we need to know that we still really do create our own reality. The Divine Within is still in full control of what happens to us, even if our trials are not famine and pestilence, but rather foreclosure and bankruptcy. Many people would suggest that the topic of finance and spirituality don’t mix, sort of like science and religion. I don’t believe that’s true because I’ve seen how paying attention to my spirituality has reaped major dividends in happiness and material wealth. Yes, the form may not be as easily recognizable as a dollar bill in the bank account, but even that eventually comes forward as other obstacles to prosperity vanish through our inner work. It has been proven over and over to me: We create our reality flawlessly, from day-to-day, sometimes when we even have no money left in the bank.

YCYOR Needs Details

The “You Create Your Own Reality” (YCYOR) genre has been made famous by such books as the Law of Attraction or movies like The Secret. Prior to that was Seth and Jane Roberts. These books also had the same fabulous message, but were a little short on details, in my opinion, or a bit too complex to decipher into working methods.  Are thoughts really things, and do they create our reality? Or, is that just possibly one limited view of a more expansive model? Even if they did, how the heck does one control their thoughts or change limiting belief systems? Is it even necessary to do so or will other more powerful techniques help you to achieve the same ends? Following the Elias material, a successor to Seth, and having dealt with this teacher in dream work, I elaborate on the details of the reality creation cycle so that anyone can understand exactly how they create reality, and not just accept it on faith.

This is what you will get from reading this book:

  • The Mandala Map of Creation – A map of how a cycle of creation is implemented and what specific cycle creates wealth or poverty.
  • Overview Of Core Belief Systems – An overview of seven of the ten core belief systems that influence what you create in your reality, with specific regards to money imagery.
  • Information On The Shift Of Consciousness – This is an event that is influencing our reality right now, according to Elias.  It’s like a big tidal wave that’s hitting our shores and either drowns us or carries us to distant shores. Learn how to pay attention to the shift in your own consciousness to surf the wave, instead of struggling within it.
  • The Two Natural Flow Paths – Why some people create in a negative natural flow and others choose a positive one, so you can decide which is right for you.
  • How To Engage Cooperative Groups – Understanding why our economic models have relied on competition, and how to re-orient to a way of working that chooses cooperation over competition to meet the same, or bigger,  goals.
  • How To Create Value Through Connection – Why the model of conquest is being replaced by connection through social networks.  How you can create value using a model that brings more compassion, connection, and trust in your life.
  • Understand What You Want In Your Life And Create It Without Money – This is the biggest technique included in this book. Once you realize that you can have what you want (through the action of paying attention to your reality creation cycles), and without creating financial obstacles, you will be free to be anyone you want to be. You will achieve a freedom even money can’t buy.

To get a copy, order Me Money To We Money here.

If you have a blog or site and would like to review the book, email me at moylan.claire260 at gmail dot com.

What Your Gut Instincts Can Tell You In Business

Dec07 200People will tell you that your emotions will kill you in business, and a good deal is done with a poker face and the drive of a hired assassin. However, what if your business is about freelance writing, or about something where you’re passionate about what you do? That’s when your emotions are there for a reason, but they can still lead to being used by others who try to take advantage of that emotional charge.  The key to understanding how your emotions can help, instead of hurt you, in business is to learn how to use your business judgment, along with your emotional instincts, to cue you into bad customers before you get into relationships with them.

Every Business Relationship Is Like Dating

We can laugh or cringe at the dating horror stories of the woman who always ends up with the batterer, the drunk, or the just plain weirdo. Yet, sometimes our businesses attract the same types of deadbeats and we just drum it up to a bad economy, when it might be the way we’re doing business that is generating these bad business relationships. Just like a woman who does too much upfront in a relationship, a business owner who provides too many products or services before figuring out what the other party is going to provide back is in for the same sort of co-dependent, miserable, times as a single on the dating scene.  How do most people avoid these soap operas in their lives? They tend to rely on their “gut instincts” and emotions to let them know when they should pass on a relationship that’s going to be a downer, no matter what. When faced with a one-liner from a potential deadbeat customer (whether romantic or business), your gut instincts will tell you something is really wrong, and you can choose to acknowledge this or face the consequences later.

So Many Frogs, Few Princes

There was a question posted on Facebook recently: “Do I prefer the customer who offers a high price and fails to pay on time or the one that offers a low price and pays immediately?” What’s missing from this question is the value of the work. What sort of value do you place on your work? Is the customer willing to recognize the actual, intrinsic, value of the work or are they looking at the dollar bills? If you are working with a low-paying customer, be assured they’ll never be satisfied with the value of the work. They’ve already said as much by refusing to pay what it’s worth. More than likely they will try to chintz you even more in future projects. The same is true for the one that offers a high price and refuses to pay, as if your work is free or you are not a top priority when it comes to paying their bills. Sometimes, you get a high paying customer that is so demanding that you spend so much time with them, that if you added up the hours, you’d make less than the low-paying clients. Unfortunately, the additional criticisms and demands spell out exactly the same thing:” They don’t value your work.” Which begs the question:

Why don’t they go elsewhere then?

How You Create Your Own Customers

The reason, as hard as it may be to believe, is that you allow them to stay there repeatedly disrespecting the value of your work because you don’t believe it’s worth much either. The irony of the whole situation is that just like an abusive partner picks someone who they admire to belittle,  these customers actually like your work or they wouldn’t be there. It gives them great joy to find someone who wants to be involved with them because they don’t think much of themselves either. As the relationship continues, of course, the emotions become louder. Something is wrong, but the familiarity of it may lead to ignoring the fact that the pay is getting less and the demands are getting more. It may be hard to cut these people out of your life, but ultimately, it may be what your business requires to survive.  Ignore your gut instincts at your own peril at this point.

Learning To Trust Yourself In Business

Once you learn to disentangle yourself from these types of customers, the newer ones that are worth your time will appear. At the point you start to trust in your own innate worth, the deadbeats and abusers will begin to scatter because you either 1) Refuse to engage these customers, or 2) State the value of your work upfront and expect and get fair recompense for your work or they walk away. You learn to negotiate difficult customers so that you’re both on the same page or you clearly realize from the start that the relationship is not a match. At that point, you will have learned to trust yourself and appreciate the value of your own work enough for it to generate the customers who can do likewise. Whether in dating or business, once you learn to trust your own judgments and listen to what your emotions are telling you about the other party, the ability to select the right relationships becomes clearer and easier, and far more profitable.

Struggling With Support Issues

Helo Fast RopingWell, by now, people are probably aware this blog isn’t just about money. It’s about the wealth that makes us happy with our lives, which often involves not just financial support, but also emotional and spiritual support too. Even when we’re very rich, sometimes we lack emotional or spiritual support, and that lack can make us feel very poor. When we start to experience losses in all these areas, it becomes a difficult juggling act and at that point, what do we do?

Support Team Training

I was invited to attend a Support Team Leadership training to find out how to properly support my friend with the brain tumor. As I sat there, I began to wonder about the many areas in my own life where I don’t feel very supported. If we feel supported, it’s very easy to go out and support other people. When we don’t have it in our own lives, it becomes quite a challenge to provide support to other people who also are experiencing lack. Where do we start? Where do we draw those boundaries?

The World In General

We’re starting to see some of those dynamics in the financial markets. The United States is going bankrupt and we normally turn to lenders in other countries to finance our debt. Well, the problem now is that the losses that we are experiencing are also affecting our lenders. So, they are looking at their ability to support us, and it’s just not there. The ring-around-the-rosy of lending support is starting to fall apart as major players go bankrupt and withdraw large chunks of money off the shared table. What is that going to do to the markets and to people?

Self-Support

So, it comes back to how well can you support yourself when the going gets tough? Will we even have enough to support others in need, or will we have to withdraw to conserve the little we have? I’m interested in knowing the answer to this one because I do think there will come a time when all us will have to answer it. Will we choose to support only ourselves, or will we still attempt to help and support others? And, where do we draw the line?


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Programmed For Irrational Money Behavior?

Droid Obstacle Course

I was listening to this link at NPR where a behavioral economist points out how we make irrational money decisions simply out of habit. He points to people who are trying to get rid of their SUVs and taking a hit of many thousands of dollars to save probably at most $1000 extra a year compared to what they paid the year before for gas.

Price Of Gas Gets Attention As A Painful Habit

He says the reason for that is that our habits make some purchases more painful than others. Buying gas is particularly painful because we have to sit and watch the meter as it rings up our purchase. Well, he might have a point. I don’t own a gas guzzler, but I wonder sometimes how these banks are going to stay afloat when people start defaulting on their car loans. Think about it. If I had a gas guzzler and I could go out and buy a junk heap for a few thousand and just not drive the car, what incentive would there be to pay the car payment? They can come and take the car, right? Repossession would be an attractive option for these people even if their credit gets hit. Better to get a car that gets you to work and back without bankrupting you than to pay for one that does bankrupt you in the end. You can always worry about the credit later. So, would that be considered irrational or just practical?

Student Loan Exit Interview Asks You To Leave The Country

So, today they made me fill out my student loan exit interview even though I’m not done with the courses. They say since I am taking a leave of absence, I have to do it. And, as I’m filling this out, they make you take a short quiz at the end of each section. One question asks “If you can’t pay your loan, what do you do?” And in the multiple choice option it has as a choice: “Move to another country.” Ha, ha, ha! I’m thinking: Are they trying to give people ideas?

Irrational Behavior Or Impossible Choices?

This year has been horrible for my finances. I made a decision to pay my mortgage late this month deliberately. Not 30 days late, but late enough that I have to pay a late fee. Will it show up on my credit report? I don’t know. I generally have an excellent credit score, but this year has been so rough that I’m amazed I hung on this long without being late. But, my choices were to pay other debt that would have cost me far more in the long-run or to pay the mortgage with a set late fee. At that point, your credit is going to take a ding anyways, so it doesn’t matter, you’re just trying to keep things from snowballing. But, all my research said it had to be 30 days late to be sent to the Credit Bureau. We’ll see… Maybe it was one of those irrational decisions this guy is talking about! The rules in the U.S. are so difficult and complex these days for loans, that you are literally walking a minefield when you come up short in any month.

Maybe moving to Mexico is not such a bad idea!

Woke up, and realized that loss is the same as gain…

yingoly  yangoly 1Just, wait a minute and hear me out. You know there are always two sides to one coin and that coin is still money, even if you are on the heads side or whether you are on the tail side. What difference does it make which way it lands? The only reason we think we lose is because we are so invested in one side or another that the fall of the coin becomes an emotional experience that ties us into choices of wins or losses.

I’ve noticed very large losses of physical money appearing on my ledger, however, with them are also coming some very big gains in non-physical value. I’m finishing up the Master’s program. I’m getting ready to sell my house. Eventually, the cycle will have to follow through so those losses in physical money, that went to non-physical gains, will have to come back into physicality again and the gain will be as big as I allow it to be. That’s what I think. The only thing that can stop it is my emotional investment in one side or another. That’s where we get stuck. So, it appears, if you want to be very wealthy you are going to also have to have a high tolerance for risk and loss. Otherwise, you could end up getting stuck on the very big loss side as the cycle goes back and forth because of trauma.

I think the best explanation I can give is to take a look at the mandala of the ying-yang symbol. All of reality is made up of dual elements. There is nothing in our present reality that doesn’t have this feature. Duality is a basic component of physical reality. Positive charges must always have negative balancing charges, and so on, for them to be a balanced whole. The ying-yang symbol illustrates this very well. Now, both sides are mirror copies of each other. One side could be thought of as physical, objective, reality and the other side could be thought of as non-physical, subjective, reality. Say, the left is subjective and the right is objective. Now, imagine that this ying-yang symbol is painted on the floor and you are standing at the tail end of right side. What do you see? Loss all around you. Everywhere around you is abundance, but you see lack. You don’t recognize that you are only standing on one portion of the cycle and that it has to shift. If you get traumatized, you just stay right there crying your eyes out. But, if you take action, you can start to shift out of that loss into the gains that either in the objective arena. What’s interesting is that in that spot of lack, right next to it is the spot of ultimate gain in the subjective nature of our internal spirit Self. When we lose everything that’s when we have the most to gain. So, that is probably why the dark night of the soul is seen by most spiritual traditions as a holy place where great growth can occur.

Mandalas are symbols of the whole Self, according to Jung. The ying-yang symbol is a mandala. One can meditate on these symbols to obtain a degree of understanding and to move us into the correct energy flows so that we can create consciously instead of getting stuck in our emotions.

*Image courtesy of Flickr Creative Commons license by oddsock

Does Money Equal Wealth?

One thing about creating wealth is that one shouldn’t focus on money. Yes, I realize that most of you are snorting in disbelief, but it’s true. It’s actually counter-productive to focus on money when you are trying to create wealth. I know, I’ve done it. See, it’s all in how you concentrate as to what you eventually manifest. If you focus on money, what you create is a lack of money and additional money problems. I am completely serious. The problem then becomes, if you aren’t supposed to focus on the money, what do you concentrate on to generate wealth? Isn’t money how you create wealth?

Difference Between Wealth And Money

Money is a form of wealth, but it is not how you create wealth. If you look at people who you consider rich, are they people with lots of money or are they people who are enjoying life and living it to the fullest? Probably both, since we are ingrained to believe that money=wealth. However, now take those rich people with lots of money and put yourself in their place. Anna Nicole Smith – would you have wanted to be her? Not me! Why? Look at all the lawsuits and tabloid problems she had. She had no privacy and for me privacy is something I value highly. If I have lots of cash and no privacy, then I am really not wealthy. I am poor. There are plenty of stories of heiresses and the like who would have traded their money for authentic friendships. It seems people with lots of cash have trouble getting friends who aren’t interested in their money. There are even more studies that show that people who win the lottery end up losing their money shortly and being worse off than before, due to attracting large problems that came with the money. Look at Richard on Survivor who failed to pay his taxes! Rich and in jail.

What To Concentrate On

So, am I knocking money? Absolutely not! Money pays off debt and that’s like buying freedom. Money can facilitate more opportunities in your life, but those same opportunities exist irregardless of the cash in your hand. It’s a matter of focusing on manifesting them, instead of the money. If you focus on getting rich instead of being wealthy, you end up focusing on little pieces of paper that can come with a lot of trouble. So, what is it that you want to buy with this money? That’s the key to your wealth. That’s where your heart is. It’s not where your bank account or money is, that’s just a bunch of numbers and paper. It doesn’t even really exist, only in your mind. So, what do you think you want to do with this money when you have it? This is the MIND OBSTACLE. You place the acquisition of money as a requirement for wealth to show up, instead of focusing on the final result. That’s what you really need to be concentrating on.

For example, if you want a new laptop (like I did) you don’t go to the store to check out the prices and figure out how much they will cost. That means you are concentrating on just how big an obstacle you want to create for yourself. Instead, if you do go to the store, you go to find out the features and which ones you like best – the price is irrelevant! You aren’t going there to buy a laptop, you’re going there to fine tune how you manifest one. Once you know which one you’d love to have, start talking about it. This focuses your mind on this particular object of wealth you want in your life. Put the word “free” in your conversation. I desire to have a free VAIO laptop with wireless and blah, blah, blah. Keep the good feeling on how it would feel to have such a nice laptop and then, forget about it! The mind isn’t doing the work here. We don’t care how much it costs because we’re not focusing on the money. We’re focusing on the laptop. Just trust that the Universe can provide for any desire that you have. When that laptop shows up, you will be wondering what the heck you paid money for anything in the past… Then, you will start working on removing mind obstacles, rather than catering to mass beliefs that insist money=wealth.

What I’ve Done

This has worked for me, over and over. Now, I do have debt, and this is a bit different thing to figure out. How do I focus on a zero debt balance without focusing on money? Still a bit of a dilemma, but I’m sure I’ll figure it out. In the meantime, there’s nothing wrong with using money to pay those bills while you meditate on creating wealth in other places.

Things are important only in how they generate a fuller life. If the laptop weren’t necessary for me to do my graduate studies and freelance writing, I wouldn’t have cared a hoot about manifesting one. Wealth is only important on how it meets your goals in life. If you just want to impress other people, then this formula will not work. You have to have your Spirit completely in line with your Mind to be able to manifest things and remove obstacles in your life. That’s when you reach a state of Divine Mind where everything is free and your only limits are in how much you dare to create…

Sacred Work and Money

This blog is about my journey from limiting money beliefs to a life of sacred work that not only produces income, but also meaning in my life. I went from a job I detested to working as a freelance writer. The journey was not easy, but it was worthwhile. It completely shifted my reality and I want to teach you how to do the same, except without making the same mistakes I did. Now, I still have some of the same problems that you all have – debt, for one. But, I have something few other people think they have: control over my own destiny. So, the story isn’t over. In a way, it has just begun. The key here is that I still want to do the same thing I’ve concentrated on these last few years: build sustainable wealth in my life without selling my soul.

If you are working in a job you hate and have wondered how to escape this, you may find this blog helpful. There is a way out, but it requires that you change your perception and lifestyle to commit to wealth that not only sustains you, but those around you too.