So, here I am. I’m taking a full load in my Master’s program, working at home as a single mother, and now trying to figure out how much I can give to helping my friend who has the brain tumor. February was a complete blur. I notice that other people too have very busy lives and this is a sad fact about us Americans. There are very few people who have the time to just visit with others or to give of themselves in worthwhile causes. Most of us are too busy chasing our tails – unless we are friends who take the time to be with each other.
Back To Basics
As hard as it is to manage our financial lives when major upsets happen, that’s probably the most important time to pay attention to our finances. I noticed a significant drop-off in income in February due to attention being riveted and other things. Now, I have to put these things aside and concentrate on bringing in some income. Luckily, I do have income that comes in, however, it’s becoming even more important to settle some debts and bring in more income. I also need to review what additional bills I have managed to amass during this crisis. My inspiration is a friend of mine who told me they amassed over $200,000 in debt when she got sick and now they are no longer responsible for it. When I hear stories like that, it puts my level of debt into perspective. Debt exists and it’s a pain, but managing debt is possible and it’s also possible to raise your income when you need it.
The car was a major financial struggle for me. Nissan’s inability to put out a decent car and pass the cost to the consumer has walloped me. I estimate I spent about $3000 in repairs in the last few months and I have no idea if the engine is even going to hold after all is said and done. If it fails, it’s scooter time. However, I realized the car would be crucial to my ability to help my sick friend because he would need rides and is unable to drive while in treatment. So, the car that I wasn’t going to fix became a top priority. It’s a sad statement on our capitalistic system when a simple item like a car can keep you from providing help and assistance to those who need it most. However,you have to be there for your friends and a broken car is fixable, unlike some other things in life that aren’t.
Planning Some Major Changes
The economy is really screwy right now even though in my area houses are still selling good. So, I am thinking of once again putting my house on the market. I dread going through that process, on top of everything else, but I can’t keep up with the house maintenance anyways. The idea of moving into an apartment is so appealing because I know I will no longer have $200-$300 worth of extra fixes I have to do each month for whatever decides to break around the house. I’d rather just have my fixed apartment lease and let the landlord worry about maintenance. Of course, putting the house up will make my life even more busy and stressful than it already is.
Getting By With A Little Help From My Friends
One thing I have noticed is how important good friends are, even when it comes to finances. If you have friends who make time for you, they are keepers. There are so few people willing to put aside their own concerns for others that when you come across some like these they are treasures. When news hit some of my friends about my friend with the brain tumor, they offered to pray and to also give healing. The family is receiving gifts of food and transportation too. You know, if I die absolutely penniless and have my beautiful friends, I will consider myself extremely wealthy.
*Image courtesy of Flickr Creative Commons license by StuSeeger